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How to Close Flipkart Pay Later

How to Close Flipkart Pay Later


If you are a frequent Flipkart buyer who has chosen the Flipkart Pay Later payment option, you may be wondering how to close Flipkart Pay Later. It is a popular option for people who want to pay for their shopping on a monthly basis and avoid making a transaction every time they buy something from Flipkart.


However, this option is currently only available to qualified customers. If you aren’t already using this option, you can check your eligibility by visiting your Flipkart profile. 

Flipkart provides a pay later option via IDFC First Bank Ltd. You can also look it up in your CIBIL profile under active accounts. We’ll show you exactly how to deactivate your Flipkart pay later account in this important blog.


How to Permanently Close Flipkart Pay Later

People close their pay later accounts for a variety of reasons, including CIBIL score, switching to a different payment method, and, yes, inability to pay monthly payments due to excessive shopping. Many people are unable to locate the Flipkart pay later deactivate option. To permanently close your Flipkart Pay Later account, take the following steps:

1. Login to Your Flipkart Account

First and foremost, you must sign in to your Flipkart account. Remember the email/phone number/password combination you used to set it up? Use that to access your account.


2. Navigate to the Flipkart Support Center.

Now that you’ve logged in, let’s go to the Flipkart help center. Look for a small icon that says “you” – it’s usually in the upper right corner.


3. Look for the ‘Chat’ or ‘Callback option’.

This is most likely the most important step in deactivating pay later in Flipkart. Look for the “I want help with other issues” option on the help center page. Tap it, then select “others” from the list at the bottom. Again, select “others” from the drop-down menu. The callback option is now visible.

4. Request a Return Call

When you request a callback, a Flipkart customer representative will contact you within 5 to 10 minutes. Request that the support team assist you in disabling your Flipkart pay later IDFC bank account. Make sure you ask them to permanently close your account rather than temporarily deactivating or pausing it.


5. Timeline for Account Closure

After the conversation or call, your Flipkart Pay Later account will be closed over the next month. Please be patient! This closure will be marked as “closed” on your CIBIL report soon after, usually within the next 2-3 months.

Send Closure Request Email

If you still can’t figure out how to close Flipkart pay later, you can send an email to “Cs@flipkart.com” with your registered email address requesting the account closure. Make sure your account closure request is clearly stated in the email subject, such as “Flipkart Pay Later Closure Request.

Here’s an example of an email format you could use:

After you send them an email, one of their representatives will either respond via email or call you at the phone number you provided. Remember that sending an email is an alternative method, and it does not always guarantee that you will receive a response or that your account will be closed. If you want to know how to disable Flipkart pay later, contact the help center via the first method.


Contact the RBI Ombudsman.

The Reserve Bank of India’s Ombudsman handles complaints and concerns about financial services, including your Flipkart Pay Later account. You can contact them and explain the situation as well as the steps you’ve already taken.

Just make sure you have all of the necessary information before submitting your grievance redressal request to the ombudsman.



Considerations Before Closing Your Flipkart Pay Later Account

  • To ensure a smooth closure process, clear all outstanding dues before closing your Flipkart Pay Later account.

  • Within 2-3 weeks of requesting account closure, you will receive a No Objection Certificate (NOC) from your Flipkart Pay Later lending provider (IDFC First Bank). If you do not receive it, please contact the Flipkart customer service team.

  • Remember that closing your Flipkart Pay Later account is permanent. You will not be able to reapply for Flipkart Pay Later once it has been closed.


Closing your Flipkart Pay Later account may appear to be a minor step, but it is one that requires careful consideration. We hope this guide on “how to close Flipkart Pay Later” assists you in successfully closing your account 

Frequently Asked Questions


1. Can I Reopen Flipkart Pay Later After Closure?
No, once you’ve successfully closed your Flipkart Pay Later account, reopening it may not be possible. It’s essential to consider this decision carefully before proceeding with closure.


2. Are There Any Penalties for Closing Flipkart Pay Later?
Typically, Flipkart does not impose penalties for closing the Pay Later service. However, it’s advisable to check the terms and conditions or contact Flipkart’s customer support for any specific information.


Conclusion

In conclusion, understanding how to close Flipkart Pay Later adds a layer of control and convenience to your online shopping experience. By following the step-by-step guide provided in this article, users can seamlessly navigate through the closure process and enjoy a stress-free shopping journey on Flipkart. 






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